Insurance

The insurance industry is one of the most regulated business sectors in the country. Complex and localized insurance department rules, statutes, and common law standards can present challenges for insurers, brokers, and policyholders. We are here to help our clients navigate through these sometimes murky waters.

Our insurance clients vary from the largest writers of personal and commercial lines across the country, to managing general agents, to policyholders seeking guidance. Our insurance practice includes attorneys from a cross-section of the firm’s practice groups, including our litigation, healthcare, regulatory & legislative, transactional, labor & employment, and intellectual property groups.

Through the years we have assisted our clients with insurance-related matters in a wide variety of subjects, including:

Litigation

  • Class action defense relating to claims handling practices (labor depreciation, general contractor overhead and profit, and similar issues
  • Bad faith, unfair claims practices, and deceptive trade practices claims
  • Policy interpretation and coverage dispute
  • Investigating and evaluating claims pre-suit
  • Subrogation
  • Pollution policy coverage and claims (e.g. toxic tort)
  • Injury and death claims

Healthcare

  • Fiduciary breach claims
  • Life, health, and disability claims
  • Advice relating to health benefit policies and Third Party Administration Agreements, stop-loss insurance, and wellness programs

Regulatory & Legislative

  • Investigations and administrative proceedings by the Texas Department of Insurance
  • Civil Investigative Demands from the Texas Attorney General
  • Representing insurers in form and rate filings
  • Advising insurance companies on transactions with affiliates
  • Compliance with statutory and regulatory reporting requirements

Transactional

  • Consult and advise clients on insurance coverage in connection with company formation, mergers and acquisitions, and similar transactions

Labor and Employment

  • Employment Practices Liability Insurance (EPLI) claims